29 Aug Commonly Asked Questions About Child Dental Benefits Answered
Tooth decay is the leading dental problem in Australian children but thanks to the Child Dental Benefits Schedule (CDBS), eligible children can receive preventative treatment and claim benefits. Regular check ups and early intervention is necessary to ensure your kids keep their teeth for a lifetime, and Medicare removed the financial barriers that prevent parents from seeking professional dental treatment.
Let’s take a look at some of the most common questions about the Child Dental Benefits Schedule and how it can keep your child’s teeth and gums healthy.
How does the CDBS work?
Medicare makes certain child dental benefits available to eligible children between the ages of 2 and 17. These benefits are extended to families on the receiving end of other benefits and enable families to claim up to $1000 per child over two successive calendar years.
Your kids dental benefit begins from the time he or she has the first dental treatment. If you do not reach your $1000 threshold in the first year, it will be carried over to the second year if your child is still eligible.
What dental services does the CDBS cover?
Routine check ups and cleaning is covered by the scheme, allowing parents and their kids to identify the early signs of dental decay and get treatment. Repairs to cracked teeth and fissure sealing, fillings and root canals for eligible children are also included. General x rays and extractions are also covered by the scheme.
What doesn’t the CDBS cover?
The Child Dental Benefits Schedule excludes any treatments performed in a hospital. It also excludes orthodontic and cosmetic procedures. You will not be able to claim from the schedule if you have claimed for the treatment under your private health insurance.
It is always a good idea to find out about any potential exclusions from your dentist before you start a treatment plan. Mention that you are claiming child benefits when you make your appointment and ask the dentist any questions you may have so you arrive knowing what to expect.
What are the benefits of kids dental treatments?
Studies indicate that at least one in four Australian children has untreated tooth decay. When left untreated tooth decay can result in tooth loss, but by maintaining regular dental check ups and treating any signs of decay early on, you can prevent further complications later on in life.
Your dentist will remove any plaque or tartar build-up from your child’s teeth, and also coach him or her on good dental hygiene habits. Regular reminders are a great way to get your child to follow good oral hygiene practices early on.
Will I have to pay any out-of-pocket costs?
You can choose to consult a public dental clinic or a private dentist. If you do opt for a public dental clinic, all services under the CDBS will be covered and you won’t have to pay out of pocket. If you choose a private dentist, you may need to settle the account and claim the money back.
Need assistance understanding child dental benefits better or want to claim for your family? Contact us for an appointment today: (03) 5995 3819 .